The EU is tightening its regulatory grip on digital assets, capital flows, and private wealth. What feels threatening to many is actually a wake-up call for strategic investors: Act now – but with a clear plan. Those who structure their finances wisely can secure their capital and achieve real financial freedom at the same time.
But how does an exit from the EU work without losing your way? Which countries, structures, and mindsets really matter?
We spoke with Florian Merzenich, one of the leading experts on international investment structures, crypto asset protection and digital sovereignty.
Florian, many people are talking about the “big exodus” from the EU these days. What distinguishes a well-planned exit from an emotional escape?
A smart exit is always carefully prepared and based on clear goals – never fear or knee-jerk reactions. Many underestimate how complex it is to relocate capital, residence and lifestyle. If you flee in panic, you often end up in countries that are a poor fit legally or financially. My advice is simple: analyse first, build solid structures – and only then act.
Which countries are currently most attractive for crypto and digital investors – and why?
There is no such thing as the “perfect” country, but right now I see the UAE, Georgia and selected Caribbean island states as very strong options. These jurisdictions combine clear crypto regulations with fair tax systems and political stability. But remember: the best destination is the one that fits your business, your family and your long-term strategy. There’s never a one-size-fits-all solution.
What are the most common mistakes when planning a financial fresh start outside the EU?
Many people think that moving their residence is enough. But without secure structures – like holding setups or stable international accounts – it can become expensive quickly. The second mistake: unrealistic expectations. A new location does not magically solve old financial problems. If you want true financial freedom, you need disciplined planning – not just daydreams.
Finally: What role does financial intelligence play in a regulated environment – and how can you actively develop it?
Financial intelligence is more crucial than ever. It protects you from empty promises, costly mistakes and unnecessary taxes. You build it by educating yourself independently, connecting with experts and keeping your knowledge up to date. Those who are willing to take responsibility will stay free – no matter how tight regulations become.
About Florian Merzenich
Florian Merzenich is one of the most renowned experts for wealth building, cryptocurrencies, and alternative investments in the German-speaking world. His mission: Financial freedom for everyone – through knowledge, strategy, and straight talk. In his coaching sessions, podcasts and videos, he debunks financial myths and shows how real wealth building works today.
© Florian Merzenich
Source: Financial Freedom Despite EU Regulation – How to Plan Your Exit
